5 Creative Ways to Save Money in January

Photo by Sharon McCutcheon on Unsplash

Now that the holidays are over, your wallet probably needs a detox from all that spending. This January, use several creative ways to save more than ever before.

Buy a Bike

You probably don’t see many people on their bikes in the middle of January, but that only means this is an ideal time to purchase one with a discount.

Plan Valentine’s Day

We hope you learned something from last-minute Christmas shopping – to avoid last-minute anything at all cost. Everything you can possibly need for Valentine’s Day is already available and you can plan a thoughtful gift for your significant other a whole month earlier.

Buy Decor for Next December

Now that the holidays are over, Christmas decor is heavily discounted. If you’re a smart shopper, you’ll use that to stock up for the next season!

Negotiate Gym Membership

Did you know that gyms are using the beginning of the year to raise the prices for all the people who made regular exercise their New Year’s resolution and decided to sign up now. You can actually negotiate the terms before you sign anything, whether you’re already a member or want to be.