Here’s how:

Know Your “Why”

You need to have a reason why you want to save and it will motivate you to do it. Whether it’s a vacation, down payment for a house, or just financial security, figure out your “why” first.

Start Fresh

Open a new savings account and get excited about watching it grow over time.

Be Merciless With Your Bills

Go through your bills and see where you could be paying less. Try to get discounts for services you’ve been using for a long time, such as credit cards and car insurance. 

Save First

If you want to save “whatever’s leftover” by the end of the month, you won’t get too far. It’s really important to save first then spend whatever’s left.

Multiple Income Sources

It’s always a good idea to try and earn some additional money that you can save. Instead of asking for more hours at your job, try something else during your spare time so you’ll have more than one sources of income.

The post 5 Best Ways to Save Money When You Live Paycheck to Paycheck appeared first on Beautiful Trends Today.

The creators Chelsea Fagan and Lauren Ver Hage hit just the right spot when they started their channel two years ago and today they have nearly 680,000 subscribers.

In the video below, Fagan talks about 21 luxuries that you can totally afford that will help you feel richer and live a more fulfilling life.

After all, what does being rich means? Is it the money you have in the bank or the way you live your life? Fagan’s tips will help you see that you can treat yourself with little things such as fresh food, nice plates and glasses, and a subscription to your favorite service without compromising your saving goals or jeopardizing your financial future in any way.

Watch the video below to learn about 21 little luxuries that make you feel richer than you are.

The post “The Financial Diet” Shows You Little Ways to Feel Richer Than You Are appeared first on Beautiful Trends Today.

This challenge is a great way to fight the impulse shopping habits as well as to save some money for more important things. If you need some tips on where to start, consider setting a no-buy goal for these categories.

Books

We bet you have plenty of reading material at home so it shouldn’t be a problem not to buy new ones for a month.

Gadgets

A new phone case? Again? Only if your old one actually broke or tore apart.

Makeup & Skincare

Decide to shop your stash for a month, even if you use up something you think you can’t live without. Chances are, you already own a decent replacement.

Eating Out

Instead of going to restaurants on the weekends, how about cooking something for your friends?

The post Would You Try the #NoBuyChallenge? appeared first on Beautiful Trends Today.

Cancel Subscriptions

Go over automated billing and figure out if you need all those services and subscriptions you pay for every month. Do you actually have time to watch both Netflix and Hulu? Are you honestly using your gym subscription? Cancel everything that doesn’t bring you any value.

Start Budgeting

Budgeting can look overwhelming, especially if you’ve never done it before, but you can actually start simple and go from there. Allocate a certain amount of money for bills that need to be paid, for savings, and for general spending. Adjust monthly to fit your needs.

Meal Prep

Spring is the perfect time to get into meal prepping. All those fresh ingredients are available and you can easily make food for the whole week in advance. Imagine all that money you spend on eating out piling up by the end of the month!

The post 3 Money-Saving Tips to Try ASAP appeared first on Beautiful Trends Today.

Here’s how:

Know Your “Why”

You need to have a reason why you want to save and it will motivate you to do it. Whether it’s a vacation, down payment for a house, or just financial security, figure out your “why” first.

Start Fresh

Open a new savings account and get excited about watching it grow over time.

Be Merciless With Your Bills

Go through your bills and see where you could be paying less. Try to get discounts for services you’ve been using for a long time, such as credit cards and car insurance. 

Save First

If you want to save “whatever’s leftover” by the end of the month, you won’t get too far. It’s really important to save first then spend whatever’s left.

Multiple Income Sources

It’s always a good idea to try and earn some additional money that you can save. Instead of asking for more hours at your job, try something else during your spare time so you’ll have more than one sources of income.

The post 5 Best Ways to Save Money When You Live Paycheck to Paycheck appeared first on Beautiful Trends Today.

The creators Chelsea Fagan and Lauren Ver Hage hit just the right spot when they started their channel two years ago and today they have nearly 680,000 subscribers.

In the video below, Fagan talks about 21 luxuries that you can totally afford that will help you feel richer and live a more fulfilling life.

After all, what does being rich means? Is it the money you have in the bank or the way you live your life? Fagan’s tips will help you see that you can treat yourself with little things such as fresh food, nice plates and glasses, and a subscription to your favorite service without compromising your saving goals or jeopardizing your financial future in any way.

Watch the video below to learn about 21 little luxuries that make you feel richer than you are.

The post “The Financial Diet” Shows You Little Ways to Feel Richer Than You Are appeared first on Beautiful Trends Today.

This challenge is a great way to fight the impulse shopping habits as well as to save some money for more important things. If you need some tips on where to start, consider setting a no-buy goal for these categories.

Books

We bet you have plenty of reading material at home so it shouldn’t be a problem not to buy new ones for a month.

Gadgets

A new phone case? Again? Only if your old one actually broke or tore apart.

Makeup & Skincare

Decide to shop your stash for a month, even if you use up something you think you can’t live without. Chances are, you already own a decent replacement.

Eating Out

Instead of going to restaurants on the weekends, how about cooking something for your friends?

The post Would You Try the #NoBuyChallenge? appeared first on Beautiful Trends Today.

Cancel Subscriptions

Go over automated billing and figure out if you need all those services and subscriptions you pay for every month. Do you actually have time to watch both Netflix and Hulu? Are you honestly using your gym subscription? Cancel everything that doesn’t bring you any value.

Start Budgeting

Budgeting can look overwhelming, especially if you’ve never done it before, but you can actually start simple and go from there. Allocate a certain amount of money for bills that need to be paid, for savings, and for general spending. Adjust monthly to fit your needs.

Meal Prep

Spring is the perfect time to get into meal prepping. All those fresh ingredients are available and you can easily make food for the whole week in advance. Imagine all that money you spend on eating out piling up by the end of the month!

The post 3 Money-Saving Tips to Try ASAP appeared first on Beautiful Trends Today.