Here’s how:

Know Your “Why”

You need to have a reason why you want to save and it will motivate you to do it. Whether it’s a vacation, down payment for a house, or just financial security, figure out your “why” first.

Start Fresh

Open a new savings account and get excited about watching it grow over time.

Be Merciless With Your Bills

Go through your bills and see where you could be paying less. Try to get discounts for services you’ve been using for a long time, such as credit cards and car insurance. 

Save First

If you want to save “whatever’s leftover” by the end of the month, you won’t get too far. It’s really important to save first then spend whatever’s left.

Multiple Income Sources

It’s always a good idea to try and earn some additional money that you can save. Instead of asking for more hours at your job, try something else during your spare time so you’ll have more than one sources of income.

The post 5 Best Ways to Save Money When You Live Paycheck to Paycheck appeared first on Beautiful Trends Today.

Buy a Bike

You probably don’t see many people on their bikes in the middle of January, but that only means this is an ideal time to purchase one with a discount.

Plan Valentine’s Day

We hope you learned something from last-minute Christmas shopping – to avoid last-minute anything at all cost. Everything you can possibly need for Valentine’s Day is already available and you can plan a thoughtful gift for your significant other a whole month earlier.

Buy Decor for Next December

Now that the holidays are over, Christmas decor is heavily discounted. If you’re a smart shopper, you’ll use that to stock up for the next season!

Negotiate Gym Membership

Did you know that gyms are using the beginning of the year to raise the prices for all the people who made regular exercise their New Year’s resolution and decided to sign up now. You can actually negotiate the terms before you sign anything, whether you’re already a member or want to be.

The post 5 Creative Ways to Save Money in January appeared first on Beautiful Trends Today.

Here’s how:

Know Your “Why”

You need to have a reason why you want to save and it will motivate you to do it. Whether it’s a vacation, down payment for a house, or just financial security, figure out your “why” first.

Start Fresh

Open a new savings account and get excited about watching it grow over time.

Be Merciless With Your Bills

Go through your bills and see where you could be paying less. Try to get discounts for services you’ve been using for a long time, such as credit cards and car insurance. 

Save First

If you want to save “whatever’s leftover” by the end of the month, you won’t get too far. It’s really important to save first then spend whatever’s left.

Multiple Income Sources

It’s always a good idea to try and earn some additional money that you can save. Instead of asking for more hours at your job, try something else during your spare time so you’ll have more than one sources of income.

The post 5 Best Ways to Save Money When You Live Paycheck to Paycheck appeared first on Beautiful Trends Today.

Buy a Bike

You probably don’t see many people on their bikes in the middle of January, but that only means this is an ideal time to purchase one with a discount.

Plan Valentine’s Day

We hope you learned something from last-minute Christmas shopping – to avoid last-minute anything at all cost. Everything you can possibly need for Valentine’s Day is already available and you can plan a thoughtful gift for your significant other a whole month earlier.

Buy Decor for Next December

Now that the holidays are over, Christmas decor is heavily discounted. If you’re a smart shopper, you’ll use that to stock up for the next season!

Negotiate Gym Membership

Did you know that gyms are using the beginning of the year to raise the prices for all the people who made regular exercise their New Year’s resolution and decided to sign up now. You can actually negotiate the terms before you sign anything, whether you’re already a member or want to be.

The post 5 Creative Ways to Save Money in January appeared first on Beautiful Trends Today.