Budget Limit

One of the best ways to keep impulse purchases in check, both online and offline, is to have a clear budget in mind. Once you cross that limit, you shouldn’t waste any more money shopping online, and this strategy will help you avoid over-spending.

No Credit Cards

Many people don’t have a feeling they spent any money at all when they’re using a credit card instead of cash. If you happen to be one of them, avoid using a credit card when shopping online because you’ll end up giving up on many unnecessary purchases when you have to hand out your cash.

Cheap Product Alert!

Even if you’re not buying anything expensive, you may end up spending more than you bargained for on cheap products. Your expenses will pile up in no time, so think twice before buying something just because it’s cheap and have a product limit in mind.

The post Best Ways to Avoid Impulse Purchases When Shopping Online appeared first on Beautiful Trends Today.

Know Your Limits

Set a budget for your holiday shopping and try to stick to it. Make a list of people you want to buy gifts for, and know how much money you have at your disposal. The same goes for decorations, snacks, and other holiday-related expenses.

Discounts and Coupons

Use discounts and coupons to your advantage. Put some time and effort into finding the best deals, and wait for the right time to buy your gifts. Shopping online is also a good idea, because you may end up stumbling upon a lot of great offers.

Get Creative

You can show people in your life how much you care for them without breaking the bank. If some of your friends prefer more personal, handcrafted gifts, consider going down that road. You can also save a lot of money on your holiday decorations by making them yourself.

The post How to do Your Holiday Shopping Without Breaking the Bank appeared first on Beautiful Trends Today.

While there are many people in credit card debt who live from paycheck to paycheck, it definitely doesn’t mean that you can’t have a different life. All you need to do is make a few lifestyle shifts that will help you save more money in the long run.

Make Your Own Coffee

If you can’t imagine your Monday mornings without a fresh cup of coffee, you absolutely don’t have to!‌ But instead of stopping by your favorite chain coffee shop on your way to work, you can make coffee at home and save a significant amount of money over time.

Public Transport

Uber may be convenient, but is it really worth the price?‌ You can use it sometimes, of course, but try to travel with public transport whenever possible.

Budget

In order to save money, you need to know how much of it you actually have. Having a budget is the key to making it work without forgetting about some expenses and ending up in debt by the end of the month.

The post 3 Lifestyle Changes That Will Help You Save Money appeared first on Beautiful Trends Today.

Risky Business

You should stash at least some cash in the safe space for a case of emergency. Having your wallet stolen or lost is one of the worst things that can happen during your trip and you should take necessary precautions to protect some of your cash, just in case.

Card Trouble

You should also carry a card with you, but cash can come in handy when your card lets you down. If your bank happens to suspends your card for any reason, cash will prove to be useful until the problem is solved.

Local Markets

It might be 21st century, but it’s not possible to use a card everywhere you go. Many of the local stores don’t support this method or you have to pay an extra fee or spend a certain amount of money in order to pay with a card.

The post 3 Reasons Why You Should Never Travel Without Cash appeared first on Beautiful Trends Today.

Credit Cards

The worst thing you can do for yourself if you’re trying to shop less is to save your credit card information to your favorite sites. If you do this, you’ll be able to instantly buy whatever you want without even having to think about it. Instead, make sure that you don’t save it so you have to physically get your card every time you make a purchase which makes you more responsible.

Mailing Lists

While mailing lists can seem to be good because they give you discounts, it also temps you in more ways to buy. When you know when the sales are, you might be inclined to shop, especially when it’s a limited-time deal. The reality is this is just a marketing ploy to get you to buy more stuff you don’t, so unsubscribe yourself from those mailing lists.

The post How to Stop Yourself from Online Shopping appeared first on Beautiful Trends Today.

The creators Chelsea Fagan and Lauren Ver Hage hit just the right spot when they started their channel two years ago and today they have nearly 680,000 subscribers.

In the video below, Fagan talks about 21 luxuries that you can totally afford that will help you feel richer and live a more fulfilling life.

After all, what does being rich means? Is it the money you have in the bank or the way you live your life? Fagan’s tips will help you see that you can treat yourself with little things such as fresh food, nice plates and glasses, and a subscription to your favorite service without compromising your saving goals or jeopardizing your financial future in any way.

Watch the video below to learn about 21 little luxuries that make you feel richer than you are.

The post “The Financial Diet” Shows You Little Ways to Feel Richer Than You Are appeared first on Beautiful Trends Today.

Good Booking

There are many things you should look for in a perfect hostel, and free breakfast is one of them. You should also make sure that the accommodation you pick has a shared kitchen, so you could buy some groceries and prepare your own meals.

Street Smart

Trying street food is one of the best ways to taste the local cuisine on a budget. Unfortunately, this option comes with certain risks, so make sure to be well-informed and ask the staff at your hostel for some advice.

Fancy Restaurants

Eating on a budget doesn’t necessarily mean you have to save every penny. You should always treat yourself to a meal at a nice restaurant. Consider having lunch instead of dinner at a fancy place, since it’s usually less crowded and more affordable.

The post Eat on a Budget During Your Next Trip with These Easy Hacks appeared first on Beautiful Trends Today.

Does it fit into my wardrobe?

As soon as you see an item you like, start thinking of a way to pair it off with the rest of the clothes you already have. If you can’t come up with anything, it’s highly likely it will just be taking up space.

Do I already have something similar?

There’s no need to buy another plain white t-shirt if you already have ten of those in perfectly good shape. Save your money for something that will allow you to expend your style and try something different, instead.

Can I wear it long-term?

We all tend to go crazy for latest new trends, but if you’re purchasing an item that’s really expensive, make sure it’s something you’ll be wearing long-term, not just for one season.

The post 3 Important Questions to Ask Yourself Before Buying New Clothes appeared first on Beautiful Trends Today.

Cancel Subscriptions

Go over automated billing and figure out if you need all those services and subscriptions you pay for every month. Do you actually have time to watch both Netflix and Hulu? Are you honestly using your gym subscription? Cancel everything that doesn’t bring you any value.

Start Budgeting

Budgeting can look overwhelming, especially if you’ve never done it before, but you can actually start simple and go from there. Allocate a certain amount of money for bills that need to be paid, for savings, and for general spending. Adjust monthly to fit your needs.

Meal Prep

Spring is the perfect time to get into meal prepping. All those fresh ingredients are available and you can easily make food for the whole week in advance. Imagine all that money you spend on eating out piling up by the end of the month!

The post 3 Money-Saving Tips to Try ASAP appeared first on Beautiful Trends Today.

The best method we could find for not spending money on things that you don’t even want, let alone need, is a 24-hour rule. This rule is popular among wealthy people and it really works. The best of all – it’s insanely simple and you don’t need any special skills to start applying it. You can do it right now.

The rule says that, every time you want to buy something, you should wait 24 hours before doing it. Just by waiting that one day, you’ll prevent 90% of impulse purchases that equal money thrown in the trash.

After 24 hours have passed, you’ll reailze one of these things:

• you still you want the item and think you really need it, in which case you buy it;
• you realize that you don’t actually want or need the item so you don’t buy it;
• you completely forget about the item you were obsessing about only a day ago.

Give it a try and see if it works for you!

The post Save Money With the 24-Hour Rule – It’s so Easy to Follow It’s Ridiculous appeared first on Beautiful Trends Today.

Budget Limit

One of the best ways to keep impulse purchases in check, both online and offline, is to have a clear budget in mind. Once you cross that limit, you shouldn’t waste any more money shopping online, and this strategy will help you avoid over-spending.

No Credit Cards

Many people don’t have a feeling they spent any money at all when they’re using a credit card instead of cash. If you happen to be one of them, avoid using a credit card when shopping online because you’ll end up giving up on many unnecessary purchases when you have to hand out your cash.

Cheap Product Alert!

Even if you’re not buying anything expensive, you may end up spending more than you bargained for on cheap products. Your expenses will pile up in no time, so think twice before buying something just because it’s cheap and have a product limit in mind.

The post Best Ways to Avoid Impulse Purchases When Shopping Online appeared first on Beautiful Trends Today.

Know Your Limits

Set a budget for your holiday shopping and try to stick to it. Make a list of people you want to buy gifts for, and know how much money you have at your disposal. The same goes for decorations, snacks, and other holiday-related expenses.

Discounts and Coupons

Use discounts and coupons to your advantage. Put some time and effort into finding the best deals, and wait for the right time to buy your gifts. Shopping online is also a good idea, because you may end up stumbling upon a lot of great offers.

Get Creative

You can show people in your life how much you care for them without breaking the bank. If some of your friends prefer more personal, handcrafted gifts, consider going down that road. You can also save a lot of money on your holiday decorations by making them yourself.

The post How to do Your Holiday Shopping Without Breaking the Bank appeared first on Beautiful Trends Today.

While there are many people in credit card debt who live from paycheck to paycheck, it definitely doesn’t mean that you can’t have a different life. All you need to do is make a few lifestyle shifts that will help you save more money in the long run.

Make Your Own Coffee

If you can’t imagine your Monday mornings without a fresh cup of coffee, you absolutely don’t have to!‌ But instead of stopping by your favorite chain coffee shop on your way to work, you can make coffee at home and save a significant amount of money over time.

Public Transport

Uber may be convenient, but is it really worth the price?‌ You can use it sometimes, of course, but try to travel with public transport whenever possible.

Budget

In order to save money, you need to know how much of it you actually have. Having a budget is the key to making it work without forgetting about some expenses and ending up in debt by the end of the month.

The post 3 Lifestyle Changes That Will Help You Save Money appeared first on Beautiful Trends Today.

Risky Business

You should stash at least some cash in the safe space for a case of emergency. Having your wallet stolen or lost is one of the worst things that can happen during your trip and you should take necessary precautions to protect some of your cash, just in case.

Card Trouble

You should also carry a card with you, but cash can come in handy when your card lets you down. If your bank happens to suspends your card for any reason, cash will prove to be useful until the problem is solved.

Local Markets

It might be 21st century, but it’s not possible to use a card everywhere you go. Many of the local stores don’t support this method or you have to pay an extra fee or spend a certain amount of money in order to pay with a card.

The post 3 Reasons Why You Should Never Travel Without Cash appeared first on Beautiful Trends Today.

Credit Cards

The worst thing you can do for yourself if you’re trying to shop less is to save your credit card information to your favorite sites. If you do this, you’ll be able to instantly buy whatever you want without even having to think about it. Instead, make sure that you don’t save it so you have to physically get your card every time you make a purchase which makes you more responsible.

Mailing Lists

While mailing lists can seem to be good because they give you discounts, it also temps you in more ways to buy. When you know when the sales are, you might be inclined to shop, especially when it’s a limited-time deal. The reality is this is just a marketing ploy to get you to buy more stuff you don’t, so unsubscribe yourself from those mailing lists.

The post How to Stop Yourself from Online Shopping appeared first on Beautiful Trends Today.

The creators Chelsea Fagan and Lauren Ver Hage hit just the right spot when they started their channel two years ago and today they have nearly 680,000 subscribers.

In the video below, Fagan talks about 21 luxuries that you can totally afford that will help you feel richer and live a more fulfilling life.

After all, what does being rich means? Is it the money you have in the bank or the way you live your life? Fagan’s tips will help you see that you can treat yourself with little things such as fresh food, nice plates and glasses, and a subscription to your favorite service without compromising your saving goals or jeopardizing your financial future in any way.

Watch the video below to learn about 21 little luxuries that make you feel richer than you are.

The post “The Financial Diet” Shows You Little Ways to Feel Richer Than You Are appeared first on Beautiful Trends Today.

Good Booking

There are many things you should look for in a perfect hostel, and free breakfast is one of them. You should also make sure that the accommodation you pick has a shared kitchen, so you could buy some groceries and prepare your own meals.

Street Smart

Trying street food is one of the best ways to taste the local cuisine on a budget. Unfortunately, this option comes with certain risks, so make sure to be well-informed and ask the staff at your hostel for some advice.

Fancy Restaurants

Eating on a budget doesn’t necessarily mean you have to save every penny. You should always treat yourself to a meal at a nice restaurant. Consider having lunch instead of dinner at a fancy place, since it’s usually less crowded and more affordable.

The post Eat on a Budget During Your Next Trip with These Easy Hacks appeared first on Beautiful Trends Today.

Does it fit into my wardrobe?

As soon as you see an item you like, start thinking of a way to pair it off with the rest of the clothes you already have. If you can’t come up with anything, it’s highly likely it will just be taking up space.

Do I already have something similar?

There’s no need to buy another plain white t-shirt if you already have ten of those in perfectly good shape. Save your money for something that will allow you to expend your style and try something different, instead.

Can I wear it long-term?

We all tend to go crazy for latest new trends, but if you’re purchasing an item that’s really expensive, make sure it’s something you’ll be wearing long-term, not just for one season.

The post 3 Important Questions to Ask Yourself Before Buying New Clothes appeared first on Beautiful Trends Today.

Cancel Subscriptions

Go over automated billing and figure out if you need all those services and subscriptions you pay for every month. Do you actually have time to watch both Netflix and Hulu? Are you honestly using your gym subscription? Cancel everything that doesn’t bring you any value.

Start Budgeting

Budgeting can look overwhelming, especially if you’ve never done it before, but you can actually start simple and go from there. Allocate a certain amount of money for bills that need to be paid, for savings, and for general spending. Adjust monthly to fit your needs.

Meal Prep

Spring is the perfect time to get into meal prepping. All those fresh ingredients are available and you can easily make food for the whole week in advance. Imagine all that money you spend on eating out piling up by the end of the month!

The post 3 Money-Saving Tips to Try ASAP appeared first on Beautiful Trends Today.

The best method we could find for not spending money on things that you don’t even want, let alone need, is a 24-hour rule. This rule is popular among wealthy people and it really works. The best of all – it’s insanely simple and you don’t need any special skills to start applying it. You can do it right now.

The rule says that, every time you want to buy something, you should wait 24 hours before doing it. Just by waiting that one day, you’ll prevent 90% of impulse purchases that equal money thrown in the trash.

After 24 hours have passed, you’ll reailze one of these things:

• you still you want the item and think you really need it, in which case you buy it;
• you realize that you don’t actually want or need the item so you don’t buy it;
• you completely forget about the item you were obsessing about only a day ago.

Give it a try and see if it works for you!

The post Save Money With the 24-Hour Rule – It’s so Easy to Follow It’s Ridiculous appeared first on Beautiful Trends Today.